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In Schwab Network’s October 22, 2026 interview, Adam Lynch discussed a crypto selloff alongside potential bullish signals for Bitcoin. He cited $500 million in prior-day U.S. spot Bitcoin ETF inflows, a September golden cross and historically favorable seasonality. He described the relationship between Democratic sweep odds and crypto returns as inconsistent and not statistically significant. Lynch also discussed an OCC stablecoin rule and unresolved third-party rewards, suggesting potential competition with bank deposits. No specific trade proposal or earlier-trade update was supplied.